Annuity Income at Every Age: What $250K Gets You

Income payouts vary dramatically by age. Here's what $250K produces across different starting ages: SPIA Estimated Annual Payouts ($250K, Single Life, Male): Start Age Annual Payout Monthly % of Premium 60 $14,500 $1,208 5.80% 65 $16,250 $1,354 6.50% 70 $18,750 $1,563 7.50% 75 $22,500 $1,875 9.00% FIA with GLWB ($250K, typical withdrawal rates): Start Age GLWB Rate Annual Income Monthly 60 4.50% $11,250 $938 65 5.25% $13,125 $1,094 70 6.00% $15,000 $1,250 Key difference: SPIA income is higher but your premium is gone. GLWB preserves access to your money. These are approximate — actual rates vary by carrier, gender, and state.