Clear Spring Life and Annuity Company vs Fidelity and Guaranty: Which Carrier's FIA Lineup Wins?

Carrier selection matters as much as product selection. Here's how Clear Spring Life and Annuity Company and Fidelity and Guaranty stack up: Metric Clear Spring Life and Annuity Company Fidelity and Guaranty Top FIA Cap 9.75% 9.75% AM Best NR NR Top Product Highlander 7 Secure Landing Financial strength is the hidden factor most consumers overlook. An AM Best rating reflects the carrier's ability to meet its obligations — critical for a product you'll hold for 7-10+ years. Which carrier are you seeing the most traction with in your practice?