MYGA Rate Leaders — April 2026 Update

Here's a snapshot of the best available MYGA (Multi-Year Guaranteed Annuity) rates by term from CANNEX: Term Carrier Rate AM Best Rank 3-Year Corebridge Financial 6.40% NR Best 3-Year Corebridge Financial 6.40% NR 3-Year Corebridge Financial 6.15% NR 5-Year Atlantic Coast Life 6.65% NR Best 5-Year Atlantic Coast Life 6.55% NR 5-Year Knighthead Life 6.30% NR 7-Year Atlantic Coast Life 7.04% NR Best 7-Year Atlantic Coast Life 6.99% NR 7-Year Knighthead Life 6.50% NR 10-Year Atlantic Coast Life 7.75% NR Best 10-Year Atlantic Coast Life 7.55% NR 10-Year Wichita National Life Insurance 6.05% NR [widget:myga-yield-curve] Key Takeaway: The MYGA yield curve is normal — longer terms reward patience with significantly higher rates (3yr: 6.40% → 10yr: 7.75%). The 135 basis point spread between 3-year and 10-year terms means locking in longer pays a real premium. Consider laddering across 3, 5, and 7-year terms to balance liquidity with yield. Data sourced from CANNEX. Rates as of 2026-04-05. Subject to change.